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19 Financial Secrets That Most Seniors Never Hear About

With Age Comes... Perks!

Posted by John Collins - 3 Days Ago

Washington: We’ve all heard of get rich quick schemes. But what if there was a real way to quickly put more cash in your pockets, that actually worked? Well, there is, and here’s how you do it. If you want to have more money, you have got to stop overpaying for everything, even when you think the price is fair. From purchasing groceries to your home insurance, we’re going to show you 19 ways you can easily save money in your everyday activities. Because spending less is the quickest way to have more!


19. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

18. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

17. Born Before 1964? Get $3,588/Year Off Your Mortgage With The Lucrative “RaTO” Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,588 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change. So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

16. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

15. Claim Your Free Smart Doorbell Installation

Did you know that a home burglary is committed every 13 seconds in the US? And if you’re a senior, the troubling news is that you’re at the highest risk to a home invasion. But just because that what the statistics state, doesn’t mean you have to be a part of it. The key to staying safe…..a home security system. Now, I know what you may be thinking. “But aren’t home security systems expensive? I can’t afford that.” The good news is, we have you covered. For a limited time, we’ve teamed up with ADT. What you get: - Home Security System Installation Discounts - Free Service & Repairs - 6 Month Risk Free Money Back Guarantee

14. Nature's Only CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Nature's Only CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

13. Styletto X: Finally A Hearing Aid That Actually Works

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

12. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

9. Nuubu - Japanese Detox Patches

The ancient Japanese know that the feet are full of the most sensitive nerve endings and body energy centers. All body systems flow through the feet. But when was the last time you took proper care of your feet? Nuubu feet patches are special patches that are made from various herbs — a century-old solution the Japanese had believed to stabilize blood flow in the feet and help reduce the number of harmful elements accumulated there. You really have to see them to believe it.

8. iMemories - Transfer VHS tapes and Old Photos to DVD

The problem is, you have home videos, and pictures at your house, but cannot play them because you don't have a VHS player. iMemories will step in and digitize all of your old photos and tapes, and put them on DVD. They do every format out there, and there no work on your part. All you do is request a shipping kit, and they will send you an empty box in which to put your items. You simply send in your tapes, or photos, and they will send you back a DVD. Finally you can watch those old home videos again on your nice DVD player, being able to relive and rewind every minute. Special for our readers: they are offering the ShipSafe Kit, for $14.95.

7. Save a Fortune On Windows

Did you know that old windows are one of the biggest factors that drive up your home electricity bills? Old windows let in cold air in the winter, and let out air conditioning in the summer. You can typically save up to 30% on your electricity, simply by replacing those old broken or leaky windows, with new energy efficient ones. Window design technology and materials have changed, a lot in the past years, to really help keep your home insulated. Good news, is we have partnered with Renewal By Andersen, to offer significant savings to our readers. Buy One Get one 40% Off. Click here to take advantage of this exclusive offer. *Minimum Purchase Required. Visit Here to see offer details

6. Muama Instant Language Translator - Talk To Anyone In Most Languages

We are finally breaking down the language barrier around the world. This cool device helps you communicate with anyone in any country around the world, and it's small enough to fit in your pocket. Speak into the Muama translator and it will translate for you, into the selected foreign language of choice. Let the person you are speaking with, do the same, and you can have a full-on conversation with people that speak two different languages! These are essential for international travel, I wouldn't leave the country without mine. Amazing times we are living in now.

5. Huusk Japan - Samurai Standard in Kitchen Knives

Did you know that the most dangerous tool in the kitchen is a blunt kitchen knife? When a knife is not sharp, you have to push it through food rather than safely slicing. The Japanese are famous for their high quality and edge retention on their knives. Huusk knives have taken this innovation to the next level. With their ergonomic design, and sharp blade, they are designed to help you cook properly and safely. For our readers Huusk is offering 50% off their flagship knife.

4. Boost Your Retirement With A Reverse Mortgage

A staggering amount of seniors do not have the funds to comfortably retire. This is why millions of Americans may benefit from a reverse mortgage loan to help supplement their retirement income. A reverse mortgage loan may help you access tax-free funds and eliminate existing monthly mortgage payments (a requirement of the loan), so long as you continue to pay for property taxes, homeowners insurance, home maintenance, and comply with the loan terms. It is crucial that you can go into your golden years with certainty, confidence, and control. With this extra cash, you could pay off overdue bills, repair or remodel your home, cover in-home medical costs, or even take the trip you've been wanting to go on. AAG is at the top of the industry, and they have put together a free info kit to educate you on the advantages of a reverse mortgage loan. Visit here to claim your free kit to learn more about this valuable tool. NMLS #9392

3. Get Government Rebates To Go Solar And Cut Your Energy Bill

Did you know you can significantly reduce your monthly electric bill by going solar? If you live in a qualified zip code, you can get great rebates just by going solar! . Thanks to a little-known federal program called the Solar Income Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels. Many people were shocked that subsidies and rebates can cover a good percentage of costs associated with installation, so it could cost very little to have done. Learn more about this program and check if your zip code qualifies.

2. FIXD - Save $1000s on Costly Auto Repairs

Have you ever gone to an auto repair shop for an oil change, only to have the mechanic say you need to fix something completely unrelated? Or has the mysterious “check engine” light come on, and the next thing you know the mechanic has a list of expensive engine parts that need replacing? Every car made after 1996, has special port, that sends valuable diagnostic information on any problems with your car. Fixd connects to this port, then communicates with you via its smartphone app to tell you all the detailed information. It's a great way to confirm or deny, any expensive repairs that a mechanic is trying to charge you for. Stop paying for unnecessary car repairs!

1. How to Get Rid of a Timeshare

We’ve all been there. It sounded like a dream come true during the pitch. Maybe you even got a few good uses out of it, but with annual maintenance fees hovering near $1,000 and a difficult booking process, many timeshare owners have come to regret their “investment.”

Here’s some exciting news: you can get out of that burdensome timeshare with the help of Smart Timeshare. The national network of experts at Smart Timeshare has helped thousands of people exit their timeshares each year, and right now, they are offering a free consultation to help you review your options.

New Arrivals Just For You!

Negotiate Your Current Credit Card Debt Down to Fractions

Stepping into retirement can be pretty daunting. Doing it with existing credit card debts can make it even more of a challenge. Debt Settlement allows you to combine all your credit card debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. Guide to Consolidation will walk you through the process making it simple and painless. If you have more than $15,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year... Congress recently passed a new government program called the Enhanced Relief Refinance initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month). There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away. So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in. Checking your eligibility is quick and completely free!

Starscope Monocular – See Everything In A New Way

If you like to camp, hunt, attend sporting events, or just like to be outdoors, then you need Starscope Monocular. This fantastic device will allow you to see life up close…..from miles away. Unlike your average clunky binoculars, Starscope Monocular is lightweight, waterproof, and can fit in your pocket to be taken anywhere, without the hassle. Starscope is made with multi-coated optical glass to fog-proof the lens, ensuring your up-close experience is unmatched. So imagine, being able to clearly see animals from a distance, NFL athletes up close, or the texture of the moon when stargazing. If you’re like most Seniors, you’ll never leave your house without your Starscope Monocular. For a limited time, you can get 50% off

FREE Membership to Senior Perks

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals. To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

InfinitiKloud - Backup Your Entire Phone In 1 Click

Problem: Every year millions of American's lose their precious memories by having phone malfunctions or simply even their phone getting lost. Same goes for your computer, hard drive failures are extremely common, and if you don't have a backup of your photos and videos, they are gone forever. Solution: InfinitiKloud is helping people to protect their crucial and memorable photos, videos, and documents. Simply plug this small device into your mobile phone, tablet, or computer and hit the red start button. InfinitiKloud will back up all of your files on the device within minutes. Then you can plug it into any other computer and restore all of your files easily.

Don’t Forget About These Great Money-Saving Ideas:


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