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19 Financial Secrets That Most Seniors Never Hear About

With Age Comes... Perks!

Posted by John Collins - 3 Days Ago

Washington: We’ve all heard of get rich quick schemes. But what if there was a real way to quickly put more cash in your pockets, that actually worked? Well, there is, and here’s how you do it. If you want to have more money, you have got to stop overpaying for everything, even when you think the price is fair. From purchasing groceries to your home insurance, we’re going to show you 19 ways you can easily save money in your everyday activities. Because spending less is the quickest way to have more!


19. Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year... Congress recently passed a new government program called the Enhanced Relief Refinance initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month). There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away. So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in. Checking your eligibility is quick and completely free!

18. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

17. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

16. Save a Fortune On Windows

Did you know that old windows are one of the biggest factors that drive up your home electricity bills? Old windows let in cold air in the winter, and let out air conditioning in the summer. You can typically save up to 30% on your electricity, simply by replacing those old broken or leaky windows, with new energy efficient ones. Window design technology and materials have changed, a lot in the past years, to really help keep your home insulated. Good news, is we have partnered with Renewal By Andersen, to offer significant savings to our readers. Buy One Get one 40% Off + $200 Off. Click here to take advantage of this exclusive offer. *Minimum Purchase Required. Visit Here to see offer details

15. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

14. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

13. Innovative Probiotic—First and Only Nighttime Formula

For optimal health and wellness, you need a healthy digestive system — it’s your front line of defense against health risks and it affects every other system in your body. (Scientists even call it your “second brain.”) And if you want peak digestive health, you need a healthy balance of good gut bacteria to bad gut bacteria. That’s where Peptiva has helped countless seniors: created by an Ivy-league doctor, it’s the science-backed supplement to increase your good bacteria for revitalized gut health and better digestive comfort. Unlike other probiotics, they guarantee their bacteria will be alive through expiration date and it’s one of the only nighttime probiotics to help you sleep faster and deeper as your gut restores and rejuvenates itself.

11. Styletto X: Finally A Hearing Aid That Actually Works

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

10. Boost Your Retirement With A Reverse Mortgage

A staggering amount of seniors do not have the funds to comfortably retire. This is why millions of Americans are taking advantage of a reverse mortgage loan to help supplement their retirement income. A reverse mortgage can be a great way to get a source of tax-free funds, while helping getting rid of your existing mortgage payment and generally, only having to pay for property taxes, maintenance and homeowner’s insurance. It is crucial that you can go into your golden years with certainty, confidence and control. With this extra supplemental income, you can pay off overdue bills, repair or remodel your home, build a financial safety net, cover in-home medical costs, or even take the trip you've been wanting to go on. AAG is a leader in the industry, and they have put together a free info kit to educate you about the advantages of reverse mortgages. Visit here to claim your free kit to learn more about this valuable program.

9. NeckRelax - Finally, Real Relief for World Neck Pain Sufferers—Even if Nothing Else Has Worked!

Neck Relax is a state-of-the-art portable neck pain massager. This small device helps to stimulate and relax muscles along your vertical spine – feels better than a massage! This allows you to get fast relief wherever you are. Neck Relax can be used from the comfort of your own home or office. This cutting edge tech combines ultrasound technology combined with infrared heat and electro stimulation. It's remarkably effective.

8. Seniors, Relieve Joint Discomfort With This #1 Tip

If you’ve been struggling with joint aches, this offer is just for you. A lot of options don’t give you fast relief, but there’s one revolutionary solution that has saved a nation of seniors: It’s created by a leading Ivy-league doctor and has clinically studied ingredients to soothe joints in as little as 7 days. It’s called Instaflex Advanced—the #1 joint formula in GNC. Studies show it’s 2x stronger than “chondroitin + glucosamine HCl” and delivers increasing benefits over 90 days of use. (Instaflex also needs only one tiny capsule a day; no more mountains of horse pills.) Right now, you can claim a 14-day sample of this top-selling formula. We strongly recommend taking advantage of this exclusive online-only offer so you can enjoy much more comfort and flexibility in your joints for a more active life.

7. Nature's Only CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Nature's Only CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

6. iMemories - Transfer VHS tapes and Old Photos to DVD

The problem is, you have home videos, and pictures at your house, but cannot play them because you don't have a VHS player. iMemories will step in and digitize all of your old photos and tapes, and put them on DVD. They do every format out there, and there no work on your part. All you do is request a shipping kit, and they will send you an empty box in which to put your items. You simply send in your tapes, or photos, and they will send you back a DVD. Finally you can watch those old home videos again on your nice DVD player, being able to relive and rewind every minute. Special for our readers: they are offering the ShipSafe Kit, for $14.95.

5. Get Government Rebates To Go Solar And Cut Your Energy Bill

Did you know you can significantly reduce your monthly electric bill by going solar? If you live in a qualified zip code, you may get great rebates just by going solar! . Thanks to a little-known federal program called the Solar Income Tax Credit, homeowners who live in specific zip codes may get thousands in rebates to install solar panels. Many people were shocked that subsidies and rebates can cover a good percentage of costs associated with installation, so it may cost very little to have done. Learn more about this program and check if your zip code qualifies.

4. Diabetes Alert: New Medicare policy covers free continuous Glucose Monitor for Seniors

Getting started with the program is easy and free. Take the mystery out of your Glucose levels and save yourself a trip to the doctor or clinic. With the FreeStyle Libre 2 system, you can check your glucose at home, with a painless scan, instead of using painful finger sticks and countless hours in a waiting room. Check your eligibility for a Free Continuous Glucose Monitor today!

3. BuzzBGone - Get Rid of Those Nasty Mosquitos

It's about that time of the year, when the mosquitos are relentless. Typically people use special candles or bug spray to fight them, but I bet you never heard of the BuzzBGone? The BuzzBGone is a special type of device that attracts then sucks mosquitos into an inescapable vortex. Thats right, no strange smelling candles, or spraying yourself with chemicals to keep them at bay. Best part is, its very affordable only $40.

2. ClipperPro - The High Quality, Easy Way to Cut Nails for Seniors, Kids and Anyone Who Wants Beautiful Nails!

The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands!

1. Starscope Monocular – See Everything In A New Way

If you like to camp, hunt, attend sporting events, or just like to be outdoors, then you need Starscope Monocular. This fantastic device will allow you to see life up close…..from miles away. Unlike your average clunky binoculars, Starscope Monocular is lightweight, waterproof, and can fit in your pocket to be taken anywhere, without the hassle. Starscope is made with multi-coated optical glass to fog-proof the lens, ensuring your up-close experience is unmatched. So imagine, being able to clearly see animals from a distance, NFL athletes up close, or the texture of the moon when stargazing. If you’re like most Seniors, you’ll never leave your house without your Starscope Monocular. For a limited time, you can get 50% off

Better Butter Spreader: The #1 Thing All Seniors Needs In Their Kitchen Now

We all love butter. But how many times have you destroyed your bread trying to carefully spread your butter? Probably a lot, huh? The fact of the matter is butter knives just don’t cut it anymore. That is, until the introduction of the Better Butter Spreader. The Better Butter Spreader is unlike any other knife you’ve ever seen before. Instead of scraping the butter in big clumps like a normal knife, the Better Butter Spreader is equipped with 21 triangular holes, forcing the butter through and creating beautiful, thick swirls. Its unique 3-1 Design allows you to effortlessly swirl, slice, and spread your butter, giving you the perfect toast every time. After this, you’ll never want to use another knife again. BONUS: If you’re a senior, you can claim a 50% discount!

MindInsole - Relief for Back Pack, Muscle Inflammation

MindInsole are specialty inserts that you put in your shoes, that are designed to alleviate leg, and back pain and promote a well-balanced lifestyle. MindInsole isn’t only just for pain and stress though, many people wear MindInsole to boost energy, promote blood circulation, and for comfort when standing for long periods of time. They work by utilizing magnets that touch your pressure points to help stimulate your reflexes, and put into practice what thousands of years of ancient Chinese medicine has taught us. With millions sold, its no surprise they are taking the footwear market by storm.

FREE Membership to Senior Perks

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals. To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

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